Please read these terms carefully before using our platform. By registering and using bpjs88 services, you agree to be bound by these Terms & Conditions.
Last Updated: January 1, 2026
In these Terms & Conditions, the following terms shall have the meanings set forth below:
By creating an Account, accessing the bpjs88 website, or using any of our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions, as well as our Privacy Policy and Responsible Gaming Policy. If you do not agree with any provision of these Terms, you must not use bpjs88 services and should immediately cease access to our platform.
These Terms constitute a legally binding agreement between you and bpjs88. We reserve the right to modify, amend, or update these Terms at any time without prior notice. It is your responsibility to review these Terms periodically. Continued use of bpjs88 Services after changes have been posted constitutes acceptance of the modified Terms.
You must be at least 21 years of age to register for and use bpjs88 Services. This age restriction is strictly enforced in accordance with Indonesian regulations governing online gambling. By registering, you confirm that you are 21 years of age or older. bpjs88 reserves the right to request proof of age at any time, and failure to provide satisfactory verification will result in immediate Account suspension and forfeiture of funds.
bpjs88 Services are intended for residents of Indonesia. Players must be physically located within Indonesia at the time of Account registration and when placing bets or playing games. We employ geolocation technology to verify Player location. Attempts to circumvent geographic restrictions through VPNs, proxies, or other location-masking technologies are strictly prohibited and will result in Account termination.
To create an Account, you must provide accurate and complete information including your full legal name, date of birth, email address, mobile phone number, and residential address in Indonesia. You must also create a unique username and secure password. All information provided must be truthful and match the details on your Indonesian identity card (KTP) or other government-issued identification document.
Each Player is permitted to hold only one Account at bpjs88. Creating multiple Accounts, duplicate Accounts, or allowing others to use your Account is strictly prohibited. Detection of multiple Accounts will result in closure of all associated Accounts and forfeiture of balances.
bpjs88 is required by law to verify the identity of all Players. Upon registration or before your first withdrawal, you will be required to submit clear, legible copies of your Indonesian identity card (KTP), passport, or other government-issued photo identification. Additional verification documents such as proof of address (utility bill, bank statement) may be requested. Failure to complete KYC verification will prevent withdrawals and may result in Account suspension.
The following individuals are not eligible to register or use bpjs88 Services: (a) persons under 21 years of age; (b) persons located outside Indonesia; (c) employees, contractors, or affiliates of bpjs88 and their immediate family members; (d) individuals who have previously self-excluded or been banned from bpjs88 or other gambling platforms; (e) individuals acting on behalf of third parties or using someone else's identity or payment methods.
You are solely responsible for maintaining the confidentiality of your Account username and password. You must not share your login credentials with any third party. bpjs88 will never ask you to disclose your password via email, phone, or live chat. You agree to immediately notify bpjs88 if you suspect unauthorized access to your Account.
You are fully responsible for all activities conducted through your Account, whether authorized by you or not. This includes all bets placed, deposits made, withdrawals requested, and bonuses claimed. You agree to ensure that your Account is logged out after each session, especially when using shared or public computers.
You must ensure that all personal information associated with your Account remains accurate and up-to-date. If your contact details, address, or payment information changes, you must update your Account settings immediately. Failure to maintain accurate information may delay withdrawals or result in Account restrictions.
bpjs88 accepts deposits via major Indonesian banks including BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon, BSI (Bank Syariah Indonesia), and Bank Permata. We also accept e-wallet transfers via OVO, DANA, GoPay, ShopeePay, and LinkAja. All transactions must be conducted in Indonesian Rupiah (IDR). The minimum deposit amount is Rp 50,000 IDR. There is no maximum deposit limit, though large deposits may trigger additional security verification.
Deposits are typically processed and credited to your Account within 2 minutes of confirmation. In rare cases, bank processing delays may extend this timeframe to up to 24 hours. If your deposit has not been credited within 24 hours, contact customer support with your transaction reference number.
Withdrawals can only be made to Indonesian bank accounts or e-wallets registered in your name. You must complete KYC verification before your first withdrawal will be processed. The minimum withdrawal amount is Rp 100,000 IDR. Withdrawal processing times vary by VIP tier: Bronze/Silver members (within 24 hours), Gold members (within 6 hours), Platinum members (within 2 hours), Diamond/Black Diamond members (within 1 hour). Most withdrawals arrive in your bank account within 15 minutes once approved.
You must use payment methods registered in your own legal name. Deposits from third-party bank accounts, credit cards, or e-wallets are strictly prohibited. If bpjs88 detects that you have used a third-party payment method, your Account will be suspended, deposits will be reversed, and winnings will be forfeited.
bpjs88 complies with international anti-money laundering (AML) regulations. We reserve the right to conduct additional verification checks on large deposits or withdrawals. Suspicious transaction patterns may result in Account investigation and temporary suspension of withdrawal privileges pending investigation completion.
Bonuses and promotions are offered at the sole discretion of bpjs88 and are subject to specific terms and conditions that will be clearly stated at the time of the promotion. Not all Players may be eligible for all promotions. bpjs88 reserves the right to exclude certain Players or Accounts from promotional offers without providing a reason.
All bonuses are subject to wagering requirements before they can be withdrawn as cash. The specific wagering requirement (e.g., 8x, 10x, 15x) will be stated in the promotion terms. Wagering requirements apply to the combined total of the bonus amount plus the deposit amount (where applicable). For example, a Rp 1,000,000 deposit with a Rp 1,000,000 bonus and 8x wagering requires Rp 16,000,000 in total wagers before withdrawal.
Not all games contribute equally toward wagering requirements. Typically, slot games contribute 100%, live casino games contribute 10-20%, and sports bets contribute based on odds (minimum odds requirements apply, usually 1.50 or higher). Specific contribution rates will be stated in the promotion terms.
bpjs88 has a zero-tolerance policy for bonus abuse. Prohibited activities include but are not limited to: creating multiple Accounts to claim bonuses multiple times, colluding with other Players to meet wagering requirements artificially, using betting strategies designed solely to meet wagering requirements with minimal risk (e.g., betting both sides of a sports match), and withdrawing immediately after meeting minimum wagering to exploit bonus terms. Detection of bonus abuse will result in immediate forfeiture of bonuses, associated winnings, and potential Account termination.
Bonuses and associated wagering requirements typically expire 30 days after activation unless otherwise stated. Unused or partially completed bonuses will be removed from your Account after the expiration period. It is your responsibility to track bonus expiration dates.
All sports bets are settled according to the official result declared by the relevant governing body or league. For football (bandar bola) markets, settlements are based on the 90-minute regulation result plus injury time, unless otherwise stated (e.g., "To Qualify" markets include extra time and penalties). Asian Handicap (voor bola), Over/Under, and mix parlay (accumulator) bets follow standard industry settlement rules. If a match is abandoned, postponed, or canceled, bets will be voided and stakes returned unless otherwise specified in the specific market rules.
All casino games and slots offered by bpjs88 utilize certified Random Number Generator (RNG) technology to ensure fairness and randomness. RNG systems are regularly audited by independent testing agencies. Game outcomes are determined randomly and cannot be predicted or manipulated by Players or bpjs88.
In the event of technical malfunctions, system errors, or disconnections during game play, bpjs88 will make reasonable efforts to restore service quickly. For live casino games, if disconnection occurs during an active hand or spin, the game will complete automatically according to the last action you took. You can view the result in your game history once reconnected. For sports betting, if odds are displayed incorrectly due to technical error, bpjs88 reserves the right to void affected bets.
bpjs88 reserves the right to set maximum bet amounts, maximum potential winnings per bet, and maximum daily/weekly/monthly withdrawal limits. These limits may vary by Player, VIP tier, game type, and market. Specific limits will be displayed within each betting interface or communicated to VIP Players individually.
The following activities are strictly prohibited and will result in immediate Account suspension, balance forfeiture, and potential legal action:
bpjs88 reserves the right to suspend or terminate your Account at any time if we believe you have violated these Terms & Conditions, engaged in fraudulent or illegal activity, provided false information during registration, failed to complete KYC verification, or engaged in bonus abuse or other prohibited activities.
You may close your Account at any time by contacting customer support. Before closing your Account, you must withdraw all remaining funds. Once an Account is closed, it cannot be reopened. If you wish to self-exclude due to gambling problems, please refer to our Responsible Gaming Policy for guidance on temporary or permanent self-exclusion options.
If your Account is suspended or terminated for violation of these Terms, bpjs88 reserves the right to forfeit your Account balance, including deposits and winnings. In cases of fraud, illegal activity, or bonus abuse, bpjs88 may pursue legal remedies to recover losses.
While bpjs88 strives to provide uninterrupted service, we do not guarantee that our platform will be available at all times. We are not liable for service interruptions, downtime, or technical issues beyond our reasonable control, including but not limited to internet connectivity problems, server failures, maintenance periods, or force majeure events.
bpjs88 partners with third-party game providers, payment processors, and software vendors. We are not responsible for errors, malfunctions, or issues caused by these third-party services. However, we will make reasonable efforts to resolve issues and assist Players in disputes with third-party providers.
You acknowledge that gambling involves risk and that you may lose money. bpjs88 is not liable for gambling losses, poor betting decisions, or negative consequences arising from your use of our Services. You are solely responsible for managing your bankroll, setting appropriate limits, and gambling responsibly.
In no event shall bpjs88's total liability to you for all claims, damages, losses, and causes of action exceed the amount you deposited into your Account during the three months preceding the claim.
If you have any complaint or dispute regarding your Account, a bet settlement, bonus terms, or any other aspect of bpjs88 Services, you must first contact our customer support team via live chat or email. We will make reasonable efforts to resolve disputes amicably through negotiation.
If you are not satisfied with the initial support response, you may escalate your complaint by emailing our management team with full details of the issue, supporting documentation, and your desired resolution. We will investigate and respond within 7 business days.
If a dispute cannot be resolved through customer support channels, you agree that the dispute shall be resolved through binding arbitration rather than in court. Arbitration will be conducted in accordance with international arbitration rules, with proceedings conducted in English language.
These Terms & Conditions shall be governed by and construed in accordance with international commercial law principles. By using bpjs88 Services, you consent to the jurisdiction of international arbitration tribunals for dispute resolution as outlined in Section 11. bpjs88 operates under proper international licensing and adheres to the regulatory standards of its licensing jurisdiction.
bpjs88 reserves the right to modify, amend, or update these Terms & Conditions at any time without prior notice. Changes will be effective immediately upon posting to the bpjs88 website. We will update the "Last Updated" date at the top of this document whenever changes are made. It is your responsibility to review these Terms periodically. Continued use of bpjs88 Services after changes constitutes acceptance of the modified Terms.
If you have questions, concerns, or complaints regarding these Terms & Conditions or any aspect of bpjs88 Services, please contact us through the following channels:
Our customer support team speaks fluent Indonesian and English and is trained to assist with all Account, payment, technical, and policy-related inquiries.
By creating an Account and using bpjs88 Services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety. You also acknowledge that you are at least 21 years of age, are a resident of Indonesia, and are using bpjs88 Services for entertainment purposes only. You understand that gambling involves risk and that you may lose money. You agree to gamble responsibly and seek help if gambling becomes a problem.
Must be 21+ years old and resident of Indonesia. One account per person. KYC verification required.
Minimum deposit: Rp 50,000. Minimum withdrawal: Rp 100,000. Only use payment methods in your own name.
All bonuses subject to wagering requirements. Read promotion terms carefully. Bonus abuse will result in forfeiture.
Keep your password secure. Never share login credentials. Log out after each session. Report suspicious activity immediately.
No multiple accounts, no bonus abuse, no third-party payments, no VPNs, no bots, no fraud. Violations result in termination.
24/7 customer support via live chat, email, WhatsApp, and in-app messaging. Indonesian and English language available.
If anything in these Terms & Conditions is unclear or you need clarification before creating your account, our customer support team is here to help. We're available 24/7 to answer your questions in Indonesian or English.